Taiwan Shin Kong Bank’s “Double Dog Cards” will undergo changes in December! Many cardholders who consider these cards as their primary cards, including the GoGo Card and the Flygo Card, will have new benefits for their billing statements starting from December 1st.
Among them, the highest 3.8% cashback offer for using LINE Pay with the GoGo Card will end on November 30th, causing many netizens to feel “heartbroken.”
According to the latest benefits announced by Taiwan Shin Kong Bank, it can be observed that both the Black Dog Card (GoGo Card) and the Flying Dog Card (Flygo Card) will have slight reductions in their cashback benefits. In addition to removing the 3.8% cashback for LINE Pay from the Black Dog Card, the Flying Dog Card will also cancel the cashback for purchases at CPC gas stations and Taiwan High-Speed Rail.
However, in terms of the Black Dog Card, Taiwan Shin Kong Bank has also introduced a new promotion to replace the LINE Pay cashback. Starting from December, they have added the “JKO Pay” with a maximum 3% Shin Kong Point cashback.
Why remove LINE Pay and cooperate with JKO Pay instead?
Taiwan Shin Kong Bank stated that based on data observation, GoGo Card users prefer using LINE Pay and other mobile payment methods for their consumption. JKO Pay already covers nearly 80% of the scenes where GoGo Card is commonly used, such as major convenience stores, Carrefour, CPC gas stations, McDonald’s, and Starbucks.
In addition, JKO Pay is not only the largest electronic payment provider in Taiwan but has also joined the government’s actively promoted “Taiwan Quick Response Code (TWQR) Cross-Institutional Shared Platform.” This platform emphasizes the compatibility of electronic payments between partners, which means that it is expected to gradually open up more scenes for JKO Pay that were previously limited to Taiwan Pay, AllPay, and Fullon Pay.
GoGo Card’s cashback rate reduced to 3%, are the new benefits advantageous?
Taiwan Shin Kong Bank pointed out that over the past eight years, GoGo Card has accumulated a large number of digitally native customers who prefer online shopping. Therefore, in addition to continuing to offer enhanced cashback for popular online shopping platforms such as “Shopee, momo, KoolPang, PChome, Yahoo, and Amazon,” they have also added new partners such as “ETMall and Books.com.tw” to cover the complete user online shopping scene.
At the same time, in anticipation of the travel boom, they offer 3% cashback for bookings on six major accommodation platforms, including “Agoda, Trip.com, Booking.com, Airbnb, Hotels.com, and Expedia.”
Digital Times has summarized the changes in benefits for the Double Dog Cards as follows:
What are the new benefits of the “GoGo Card” from Taiwan Shin Kong Bank?
Promotion period: December 1, 2024, to May 31, 2025
Cashback rate reduction:
From 3.8% to 3%
Supported mobile payments: Taiwan Pay, JKO Pay (new)
Supported online shopping: Shopee, momo, PChome, Yahoo, Amazon, KoolPang (Coupang), ETMall (including sen sen) | Books.com.tw (new)
Supported accommodation bookings: Agoda, Trip.com, Booking.com, Airbnb, Hotels.com, Expedia
Note: Regular consumption cashback is 0.3% with no upper limit. By completing tasks, users can upgrade to enjoy up to 3% cashback for selected mobile payments, online shopping, and accommodation bookings.
Task description: Use digital bills (including electronic or mobile bills) and automatically pay Taiwan Shin Kong credit card bills through Richart accounts.
Selected consumption with a maximum of 3% cashback includes [(0.3% with no upper limit) + (enhanced 2.7% with a maximum of 1,500 points per billing period)]. If the task is not completed, users will enjoy a regular 0.3% cashback with no upper limit (enhanced cashback not applicable), and the maximum cashback per billing period has been increased from 1,000 points to 1,500 points.
What are the new benefits of the “Flygo Card” from Taiwan Shin Kong Bank?
Promotion period: December 1, 2024, to May 31, 2025
Promotion method: Up to 5% for flights and up to 3% with no upper limit for overseas spending
Selected airlines: China Airlines, EVA Air, Starlux Airlines, Tigerair Taiwan, Cathay Pacific Airways, HwaAir, and Uni Air
Selected travel platforms: Klook, Southeast Travel (new)
Overseas (including online shopping): Up to 3% with no upper limit in Taiwan Shin Kong Points (credit card)
Regular consumption: 0.3% with no upper limit in Taiwan Shin Kong Points (credit card)
Note 1: Selected consumption with a maximum of 5% cashback includes [(0.3% with no upper limit) + (enhanced 4.7% with a maximum of 2,000 points per billing period in Taiwan Shin Kong Points (credit card))]. If the task is not completed, users will enjoy a regular 0.3% cashback with no upper limit (enhanced cashback not applicable), and the maximum cashback per billing period has been increased from 1,500 points to 2,000 points.
Note 2: Selected airlines are only applicable to flight purchases made through those airlines, and the transaction description must include the words “航空” or “AIRLINE” to be eligible for cashback.
Note 3: Selected enhanced cashback is applicable for purchasing flight tickets/vouchers/accommodations/travel itineraries through the selected travel platforms mentioned above.
Task description: Use digital bills (including electronic or mobile bills) and automatically pay Taiwan Shin Kong credit card bills through Richart accounts.
Further reading:
Taiwan Shin Kong Bank seizes point business opportunities! Rose Card and Sun Card offer unlimited 3.8% cashback, competing with Cathay United Bank’s CUBE Card.
Edited by: Li Xian-Tai
