Which Credit Card is the Most Cost-Effective for Filing Taxes in 2025?
The 2025 tax season is about to begin in May, and to compete for the tax payment market, major banks are offering a variety of promotions such as no handling fees, 0% interest installment plans, and high cashback rewards. Whether you’re paying a small tax amount or a large sum as a high-net-worth individual, you can find the most suitable credit card option. Below is a compilation of the tax payment promotions by various banks for income tax filing in 2025, which helps readers easily access relevant information.
Credit Card Tax Payment Promotions by Various Banks
Taishin Bank
New customers applying for the @GoGo card, linking it to designated mobile payment services for tax payments, can enjoy a 20% points cashback (up to 2000 points). In addition, by using the Richart Life App to collect coupons, you can get a 6% cashback at 7-Eleven and FamilyMart for tax payments, with a total of up to 26% cashback.
All users using the @GoGo card for tax payments at convenience stores can enjoy up to 200 points cashback per month.
For those who have not used Taishin credit cards for tax payments in the past two years, they can receive a NT$100 card cashback when paying the income tax in full.
All credit cards have no handling fee for tax payments and offer installment plans with 0% interest for 3 or 6 months, 3.88% for 12 months or 18 months.
CTBC Bank
All credit cards have no handling fee for tax payments.
The Titanium Travel/LINE Pay card offers a 0.1% cashback for tax payments, regardless of the amount; the Hetai Card offers a 0.2% cashback; and the China Airlines co-branded card offers 1 mile for every NT$300 spent on tax payments, up to 1.7% cashback.
For tax payments between NT$10 million and NT$19.99 million, regardless of card type, you can earn 60,000 miles in bonus miles. For tax payments above NT$20 million, you can earn 160,000 miles in bonus miles (limit one per household, calculated for the more favorable tax amount).
Installment plans with 0% interest for 3 or 6 months, or 3.88% for 12 months and 6.88% for 24 months.
E.Sun Bank
Regular customers using E.Sun credit cards can earn 0.1% e poin cashback without a limit for tax amounts less than NT$1 million, and 0.3% e poin cashback for tax amounts over NT$1 million, with a limit of 100,000 points. For World, Infinite, Unicard, National Travel, and Nanshan cards, tax amounts less than NT$1 million earn 0.2% e poin cashback with no limit, and 0.3% for amounts over NT$1 million, with a cap of 100,000 points. For private banking and VIP members, those with high-net-worth status can earn 0.4% e poin cashback without a limit for any amount, with a cap of 150,000 points.
Image Source: E.Sun Bank Official Website
HSBC Bank
All credit cards have no handling fee for tax payments exceeding NT$1000.
Exclusive customers can enjoy 0% interest for 9 months on tax payments above NT$1000.
Exclusive VIP customers can enjoy a 1.88% installment rate for tax payments over NT$1000, with multiple installment period options.
Hua Nan Bank
Tax payments with Hua Nan credit cards have no handling fee.
Wealth management members and new credit card applicants can enjoy 0% interest for 6 or 12 months on tax payments.
Premium members enjoy a cashback of 0.2% to 0.35% for tax payments, with a limit of NT$2000 to NT$100,000.
Hua Nan credit cards linked to Taiwan PAY for tax payments can receive a limited NT$50 voucher for 10,000 transactions at convenience stores, and premium members can get an additional NT$50 Taiwan PAY digital voucher.
DBS Bank
Regular customers have no handling fee for tax payments.
DBS Wealth Management clients can receive 0.38% cashback for tax payments exceeding NT$500,000, with a cap of NT$18,000.
DBS Private Banking clients can receive 0.68% cashback for tax payments exceeding NT$3 million, with a cap of NT$125,000.
All users who register for the event can enter a lucky draw to win an iPhone 15, with limited spots.
Sumitomo Mitsui Banking Corporation
For Sumitomo Mitsui cards, tax payments above NT$1 million can earn cashback.
Other Banks
Other banks such as First Bank, Mega Bank, Taiwan Cooperative Bank, and others offer various promotions, including zero handling fees for tax payments, and limited-time cashback rewards for specific cardholders.
The tax season for 2025 is approaching, with many banks offering high cashback, no handling fees, and installment options for credit card tax payments. Whether you’re a low-income individual or a high-net-worth customer, there are more options this year. Be sure to select a credit card based on your personal needs and pay attention to the registration dates to ensure a smart and cost-effective tax payment!
Article republished from: Manager Magazine
Data source: Official websites of various banks; Initial draft assisted by AI, edited by: Zhi Wanqing